Services
Comprehensive Financial Planning
Many financial planning firms are often strictly insurance or financial sales people or only manage investments. We offer a comprehensive management service that can be tailored to fit your needs. Many of our services are included with our management fee at no additional cost.
Wealth management
We will work with you to figure out your risk tolerance to ensure we build an investment portfolio that is appropriate for you and that you will be comfortable with. Some financial advisors may be tied into one particular company therefore only able to offer funds from that company. We are independent and have access to invest with thousands of mutual funds, ETFs or individual stocks
Income Tax Planning
We work closely with your accountant or CPA to build tax efficient investment portfolios or plans. We do not offer income tax returns as a service. We can educate you on your options to optimize your tax efficieny.
Small Business Retirement Plans
Do you run a small business? We can help you determine what type of retirement plan best fits your needs and maximizes your retirement savings. We can also be your partner in managing various plans or helping you find a third party administrator that serves you best.
Written Financial Plans
If you fail to plan you plan to fail. We offer comphrensive financial plans that answer some of your most pressing questions, such as when can I retire? When should I start social security benefits? Will I run out of money? Ask us about our special offers for these plans, We often times run discounts on the cost because we believe so passionately that everybody deserves a quality financial plan.
Retirement Planning
Retirement is most likely one of your most important goals. We can help you understand and use the different vechicles for saving for retirement as well as advise you on income distribution. Retirement is a big life event, don't try to go at it alone, we want to see you be successful.
Insurance or risk management
We feel too often that insurance sales men are far more concerned about their commission than what is really beneficial to you. We will help you evaulate what types of insurance you may or may not need and help you make those selections. We will advise you with your best interest and be honest and open with you.
Social Security
Deciding when to start your social security benefit will make a substantial difference in the amount of money you will recieve from the social security administration. We will make a report just for you to understand when is the best time or best strategy to use when making these decisions. We can also advice you on private pensions or Colorado's PERA plan if you are a public employee.
Estate Tax Planning
We are not Lawyers nor do we practice law. We work with your attorney to implement your estate plan. We can give you general advice concerning what services may be appropriate for you, but you will need an attorney to draft your legal documents.